Monday, December 30, 2019

Was the Financial Crisis caused by bankers or government - Free Essay Example

Sample details Pages: 6 Words: 1834 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? The aim of this essay is to try to examine who was responsible for the financial crisis of the recent years, which hit the whole worlds economy. It is reasonable to blame both the government and the banks, which together contributed to create a speculative financial system, but also the mortgage holders, who asked for loans they were not able to pay. The government lacked enough control and regulation, while the banks focused on making the biggest short-term profits they could, taking excessive risks and keeping it hidden from the investors. Don’t waste time! Our writers will create an original "Was the Financial Crisis caused by bankers or government" essay for you Create order The other main characters of the financial system-Mathematicians, Central Banks, Regulators and Rating Agencies-contributed to the crisis too, directly or indirectly, but to a smaller extent. Many words will be spent especially on the subprime crisis of 2007, which started in the US, the first of a series of successive and related crises throughout the world, which all together culminated in the so called Credit Crunch. Each country worldwide tried to find a solution to the problems created by the crisis, sustaining the economy, in order to avoid recession. A particular focus will be on the United Kingdom, one of the countries which suffered most the bad consequences of the crisis. This recently pushed the British government to introduce a package of austerity, one of the most severe plans of the last 30 years. The role of Government, Regulators and mortgage holders Most people around the world have lost their trust in bankers, and they are considered guilty by the majority. People should also think about what the governments did and what the governments did not do, during that period. US government lost control over the regulation of the banking system, trying to stimulate the economy and the overall consumption. During the boom of the housing market it focused on liquidity rather than on risk. It encouraged bankers to grant loans to almost everyone, even to people with low income and poor credit, without any security for banks to regain the money. The government prolonged the crisis by increasing the interest rate on borrowing, due to the increasing inflation of 2007. People who were finishing their introductory period of mortgage faced an even higher interest rate, being unable to pay their debt towards the bankers. It made the situation worse by providing support to certain financial institutions and their creditors but not for others in a n ad hoc fashion, acting too late, without a clear framework. This increased uncertainty and panic in the market. Furthermore government permitted financial firms to pick their preferred regulators in what became a race to the weakest supervisor. Regulators had ample power in many arenas and they chose not to use it. The Securities and Exchange Commission (SEC) for instance could have required more capital and stopped risky practices at the big investment banks, but it did not. In case after case after case, regulators continued to rate the institutions as safe even in the face of troubles, often downgrading them just before their collapse. Even households played their role: they borrowed excessively, leaving them vulnerable to financial distress or ruin if the value of their investments declined even modestly. From 2001 to 2007, US national mortgage debt almost doubled, and the amount of mortgage debt per household rose more than 63% from $91,500 to $149,500, even while wages were essentially stagnant. It is this combination of structural conditions that investment bankers were able to exploit. The role of Bankers and Rating Agencies On their side, bankers tried to make the biggest profit they could from the boom of the housing market. They were also encouraged by the government to lend money as much as they could, apparently without limits. This lack of control pushed bankers to give mortgages even if they were too expensive and with a high chance of default. In order to be able to sell more mortgages, mortgage companies bundled the debt into consolidation packages and sold the debt on to other finance companies, like banks. In practice they borrowed money to be able in turn to lend mortgages. Bankers sold these mortgage debts to financial intermediaries, in order to spread the risk; as a consequence rating agencies gave these mortgages a low risk rating, being unable to really understand the level of risk they carried, since the bundles passed from lenders to lenders. To make it worse, many mortgages had an introductory period of one or two years of very low interest rates, at the end of which, interest rates increased a lot. People, who were initially able to pay, found themselves no more able to, defaulting. The 2007 economic scenario was not helpful at all: inflation was increasing and the government had to persuade the bankers to increase the interest rates because of it. Householders faced lower income because of rising health care costs, rising oil prices and rising food prices. As a consequence there was a rise in mortgage defaults, since many householders could not afford to pay. This situation signalled the end of the housing boom in the US and house prices started to fall; the increasing number of defaults caused many US mortgage companies to go bankrupt. Also many banks in Europe and UK lost billions of pounds in the bad mortgage debt they had bought off US mortgage companies. Banks wrote off large losses and this made them reluctant to make further lending available. As a result it became very difficult to raise funds and borrow money worldwide; the cost of interbank lending increased a lot and the market dried up. The situation was slightly different in the UK. The mortgage lending had more controls than in the US, but the crisis hit a lot of English banks. The reason is that many banks, like Northern Rock which was the first to go bankrupt, had a high percentage of loans financed through reselling in the capital markets; when the subprime crisis hit the economy, they were unable to raise funds from it. In addition, many UK banks bought the bundles of the bad mortgages debt from US companies, directly or indirectly. Therefore when US mortgage defaults rose, many UK banks lost money. Many banks were left with a shortfall and had to ask the Bank of England for emergency funds, causing customers to worry and start withdrawing their savings. Banks tried to write off bad debts improving their balance sheets by lending less and encouraging customers to save more. As a result even UK mortgages became more expensive and lots of them, especially the riskiest, were removed from the market. At the same time, world stock markets continued to fall in value; investors rushed to sell so-called toxic assets, moving their money into safe areas such as commodities and bonds. This contributed to make the credit less easily available and more expensive; as a result consumer spending declined further, resulting in increasing unemployment as companies became unable to sustain their payrolls. Consequences and future tasks What started as a problem of private-sector debt has become a problem of public-sector debt; we have to look at the financial conditions that preceded the crisis, which is a result of the credit-driven growth: abundance and excess of cheap money that was being lent without regards to borrowers ability to repay. The banks have since become more conservative; in order to get a loan you need proof of your income and you need to have a deposit. Politicians are now attacking the banks for not lending enough: the custodians of capital are much more careful about where they use their money, and this is going to be very awkward for the economy. Looking in particular to the British governments reaction, the measures it is going to take have few precedents in the latter half of the last century: a budget which focuses on cutting 82 billion pounds in this legislature possibly before 2015. The fear is to fall in the same situation Greece and Ireland are experiencing, but many economists worry that this excessive austerity could lead to recession. The governments plan is to cut on an average of 19% the public expenditure. The outlook is a reduction of 500,000 jobs in the public sector, the rise of the pensionable age, the trim of credit allowances for well-off families, the incentive for the unemployed to find a job. The effect of this will downsize the British welfare, which would be intolerable to sustain. As a consequence many economists think that, since many families are going to experience a reduction in their income, these will bear on the consumption. Data from September 2010 show that British people have drastically reduced their spending, aware that they will need to save more. New banking regulations are being introduced at different speeds in the main economies. UK is among the quickest countries introducing bank levy, while crucial changes are being demanded by international banking regulators (based in Basle), which require banks to hold more capital in orde r to prevent losses, increase transparency and defer bonuses. Nowadays two key issues remain to be addressed: first the structure of banking-especially investment banking-and secondly international cooperation: the 2007-2008 crisis was an international one. Even those European banks which did not have any direct exposure to the US sub-prime mortgage crisis were caught-up in its effects on the global financing market; there is a need to coordinate policy, both macro and regulatory. Conclusion To sum up, both the government and the bankers contributed to create a speculative financial system which worked as a framework for the crisis. This was the result of human action and inaction: lack of control, regulation and severe parameters to follow ended up creating a bubble that burst as the overall system allowed it to happen. On one hand the government insisted on pervasive permissiveness, inducing banks to give loans to everyone, in order to make the economy work well; on the other bankers wanted to get the highest possible profits, hiding the bundles of debt and contributing for instance to confusing rating agencies. Firms and investors blindly relied on them as their arbiters of risk. As a consequence these agencies helped the market soar and then fall down. Without their active partecipation, the market for mortgages could not have been what it became. Bankers also ignored and failed to question, manage and understand the evolving risks in the system. There were warning signs of the crisis, despite many people said that it was unpredictable, but they were ignored and discounted: financial institutions made, bought, and sold mortgage securities they never did care to examine, or knew to be defective. Last but not least, ordinary people played their crucial role, integral to the consumer society. Since we love to own all the products we like, which make our life easier and give us satisfaction, many investors borrowed money without a clear limit in mind, consciousness about not being able to pay back the whole loan, or part of it; in this way we contributed to the spread of the risk and to the worsening of the situation. Umberto Botto ID 19026296

Sunday, December 22, 2019

Research Supported Analyses of Poems - 1374 Words

â€Å"Ode to the Chameleon† by Yusef Komunyakaa utilizes metaphors and allusion to convey and enhance the meaning of his poem. A common subject among his poems is what it was like to be an african-american man fighting alongside white men in the Vietnam War. A very powerful metaphor used in lines 3 - 5 is, â€Å"You are a glimpse/of a rainbow, your eyes an iota/of amber† (Komunyakaa 3-5). Komunyakaa is comparing a chameleon to a faint rainbow or a small amount of amber, both of which are fairly special. Prior to reading the poem, someone may have never thought of a chameleon as being similar to a rainbow or a piece of amber. But, the poem brings chameleons into a new light; they are hard to spot, and when spotted, are unforgettable. The entire poem†¦show more content†¦In these lines, he demonstrates that racelessness was present in the past, and is something that society strives for, something for the future. But, racial acceptance is not in the present. He be lieves that no matter how hard people try to become â€Å"color blind,† they will never succeed. Racism will always haunt human civilization; it is about as terminable as aging or poverty (Salas). The poem uses metaphors that compare the ‘chameleon’ to rare things to give the reader an idea of how uncommon a person is who essentially sees no race really is. Another goal of the poem is to help the reader cross a racial divide, to show that people who look different are not really that different at all (Salas). â€Å"Its not what you look at that matters, its what you see.† The message Henry David Thoreau conveys is looking is not seeing, a theme that is very evident in Facing It. By getting in touch with the reader’s senses, he allows them to empathize and really feel what it was like to be in his shoes. A war is hardly something that can be understood by reading black and white words on a page. In order to truly comprehend the war experience, one must see and feel what is was like to be on the battlefield. Throughout the work, Komunyakaa references the reflective surface of the memorial. He does this in order to show the reader that the monument is not just names on a dark stone, but a representation of thousands ofShow MoreRelatedEssay on A History of the World in 6 Glasses899 Words   |  4 Pagesviews throughout human history. Standage clearly favors the subject written about and offers no information or analysis to disprove the thesis of the novel. Tom Standage is an au thor of 3 other novels, which are also historic analyses, which support his information and research provided in this book. Standage’s professional background gives novel its authority. A History of the World in 6 Glasses is broken down into six sections, one for each drink, the first of which is beer. Mans first civilizationsRead MoreDefinition of Voyeurism Essays1212 Words   |  5 Pagessearched â€Å"voyeurism† but a lot of weird poems came up so I went straight to Ebsco Host and found a lot of really interesting, detailed articles about my subject. I pretty much just used voyeurism as a key word and I selected articles that had to do with the history of voyeurism and how it relates to today’s worlds, with all the privacy changes and everything we have had. The study of voyeurism is complicated by a variety of different factors and very little research has been put into this topic becauseRead MoreSir Gawain And The Green Knight2066 Words   |  9 Pagesand the Green Knight: The Pentangle, the Green Knight, and the Perfection of Virtue†, and Manish Sharma, author of â€Å"Hiding the Harm: Revisionism and Marvel in Sir Gawain and the Green Knight†, both discuss major controversial topics relating to this poem. To begin, David N. 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The role ofRead MoreApproaches to Reading and Literary Texts in Teaching English as a Foreign Language - Then and Now6307 Words   |  26 Pagesthey are the most accessible and wisest of counsellors, and the most patient of teachers. Charles W. Eliot The idea behind this diploma paper is to analyse the issue of reading and literary texts in teaching English as a foreign language throughout the ages until recent times. What is more, the purpose of this paper is to answer the question if methods and techniques applied by teachers of English includedRead MoreUnderstanding Of The Digital Economy A Dilemma Of New Zealand Corporate Executives Essay3623 Words   |  15 PagesMany believe that this new business model will reduce the barriers to entry and further increase the bargaining powers of customers (IBM, 2014). LITERATURE REVIEW AND IDENTIFICATION OF RESEARCH ENVIRONMENT The study builds upon existing knowledge and the areas of available literature relevant to the research are as follows: †¢ Literature on understanding customer behaviour, reasons, and perceptions of value and factors affecting loyalty. †¢ Existing literature on E-commerce and business ecosystemsRead MoreConviviality: A Must in Public Places Essay2593 Words   |  11 Pageselsewhere. Also it is emphasized the importance of designing public places to be convivial for the betterment of people. Reaching further from above mentioned interpretations it is strongly believed and hypothesized as a determining factor of this research that â€Å"conviviality† is a place-specific aspect which depends on and shapes around a certain place. The elements that catalyse conviviality differ from place to place and due to that conviviality of two different places can never be compared. AlsoRead MoreHorace Gregory s Short ( But Perfectly Formed D. H. Lawrence : Pilgrim Of The Apocalypse10205 Words   |  41 Pagesdeal with situations that closely suggest what Freud called the Oedipus complex, Lawrence had written the book before he came to Freud’s work and before he mentioned Freud in his letters. Therefore, when we talk of the book’s oedipal quality and analyse Lawrence’s assessment of gender identity through Freudian psychology, this obviously presents its own problems. That is not to say such a quality does not exist in the book. It does; but Lawrence did not write with the criteria of Freud’s OedipusRead MoreFinance Case Study2989 Words   |  12 Pages60 home runs in one season, and hitting 714 home runs in his career. 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Saturday, December 14, 2019

My Extended Family Free Essays

It seems like yesterday all the kids where little and needed me all the time. Now Francesca is married, with children, Kaitlin is living on her own with her daughter, and JJ and April live with them. I feel like it was only the other day we were all crowding around the dinner table having a nice family meal, while John their father was off who knows where, drunk, high, spending money he didn’t really have to even spend. We will write a custom essay sample on My Extended Family or any similar topic only for you Order Now I stop and think how these kids ever made it all these years before without us. Us being myself and their uncle Scott, we had been together five years by then and I knew this was the beginning of something wonderful. If only I had known how much it would affect and change my life and theirs. I guess it happened gradually, the kids coming over for dinner, needing winter clothes, taking showers at my house and I always wondered where their father was. Then I found out, John was an alcoholic, drug addict who somehow had custody of these wonderful kids. I guess, I should have known how bad it was by how the kids acted but I didn’t. I hadn’t known abuse like that, I was from a place where we had parents and had dinner together, not 14 year old Frankie (Francesca) going into the bar and dragging her father out, which ended up being the event that finally caused me to go and file for full custody of these kids. It was the best choice I could have ever made. I remember filing the papers and thinking , I am either going to get an irate phone call from John acting like he cares, telling me I will never win, or he will say nothing and I will end up with these wonderful kids as my own. As I sat there in the court building filing the papers it occurred to me just how much help and love and parenting these kids where going to need and how happy I was to do it. But I should of known that the happiness was not going to last. It appeared to be a normal day August 18, 2009, the kids had just finished dinner, the older girls where going out and I just settled down after putting my boys to bed when the phone rang. It was Patty, the kid’s grandma and the other rock in their lives. She was hysterical, something was wrong with grandpa and Scott had to get over there right away. I remember calling the kids and telling them to come home, anxiously awaiting word on grandpa’s condition, when I received the worst call ever. I know I turned around at the eyes of these kids who had endured so much already. Ready to crush there world as they knew, if only I had known what was to come, perhaps I could of , nothing, there was nothing I could of done and I need to deal with that. I looked at them and said, â€Å"Grandpa, didn’t make it, I am so sorry guys,† everyone just broke down, not sure what to say or do I did what I thought I could which was just be there, holding them as tight as I could. The rest of the next week was a blur. I thought it could not get any worse for these kids, thinking back to how their mother left all those years ago, never looking back, JJ was only 3 years old then now turning 13 almost a man, I thought, how much more can these kids suffer. If only I had known. It’s been about a week since Grandpa had passed, no one was really grieving the stress was so high, and of course it made John do more drugs, drink more alcohol and be less of a parent than he was before. Then the final blow came or what I presumed to be the final blow. It was just over a week after grandpa passed, when the phone rang, a little after midnight, it was John, Patty, who was the kid’s grandma and wife of grandpa, had a stroke and had passed. It was like what, no way, how much can this family handle at one time. I remember thinking these kids are never going to be able to handle this, how as a family can we overcome this too. Who was going to help me the way she did with the kids, yes they lived with me but she was my rock. Now my rock was gone, my family never really supported what I was doing anyway so now , it was just me and Scott fighting to keep together a family that so desperately needed it. To lose both their grandparents less than two weeks apart, to lose my mother in law and father in law that way was so hard to handle for me as an adult. Let alone these kids who I know have gone through so much. We made it through though it was hard, tough, a mountain to climb, but we did it, and we came out better and stronger than before. Things were finally looking up for all of us. John was finally trying to get his life on track, maybe too late in my eyes, but it was the effort that counted right. Now it’s been a year since Grandpa and Grandma had passed, the kids where doing great, Frankie just graduated college, JJ and April with the best attendance and averages they have ever had. John working on a relationship with the kids, of course he fail like I knew he would, his effort was a joke in my eyes but to the kids it was what they could get. Of course they loved him he was there â€Å"father† but I just didn’t want to see them get hurt anymore than they already where by him and life. He gets arrested for Felony assault on two woman that where doing nothing but having a good time. I heard the charges and new, no matter what this was finally what was best for all of us. The trial and everything else seemed to fly by, b before we knew it john was being sentenced to five years in prison and we all felt like we could finally just be a family. It was a relief to know he could no longer hurt or guilt any of them into feeling sorry for him anymore. Now, its two years later, and I see, how beautiful these kids are, how great of parents they are and I know that’s because of what I had the courage to do, to love these kids no matter what and be there for them, when everyone else failed them. I would like to say I changed them, but in all actuality they changed me, into the mother I am today. I would not change any of it for a second. Those kids are my family and like my sons and daughters and they always will be. They are forever my extended wonderful, goofy, silly never change anything family. How to cite My Extended Family, Essay examples

Friday, December 6, 2019

Protocol to Treat Diabetic Ketoacidosis-Free-Samples for Students

Question: Discuss about the Diabetic Ketoacidosis. Answer: Diabetes ketoacidosis: Diabetic ketoacidosis (DKA) is the potential fatal hyperglycemic condition that occurs in the patients affected with Type 1 diabetes. The signs and symptoms of DKA includes vomiting, abdominal pain, increased urination, loss of consciousness and breath odor (Evans et al., 2014). This particular disease is more frequent in the children, and as prevention is the best method for managing this particular disease, the parents need to be acutely aware of the disease in general and the preventative techniques. Hence the target audience selected for this particular assignment is the parents of type 1 diabetic children with high risk of developing DKA. Target Audience and the Learning Resource: The importance of patient education is paramount in treatment planning or informing the patients who are on the verge of developing that particular disease. The target audience in this case is the parents, educating the parents about the consequences of DKA and how to implement the preventative measures can reduce the probability of juvenile diabetics to a large proportion. However, patient education is a diverse context and there are different tools that can be utilized, for this assignment the learning resource chosen is the educational learning theory. Implementation of the Learning Resource: Learning theory can be explained as a framework that helps in absorption, processing and retention of a particular information relayed to the recipient. This is a step by step mechanism that can help the health care professionals educate the patient and their families about the life threatening consequences of developing DKA. The learning theory focuses on two major learning processes, auditory and visual learning; and both the techniques are equally helpful in educating the target audience selected (Bastable, 2016). The visual learning can focus on presentations, flyers and handouts explaining in detail the preventative measures that can be incorporated so that the probability of juvenile diabetic children developing DKA can be avoided like regular monitoring of the blood sugar and ketone levels, rigorous diet plan, etc. Other than that, as a vital part of the learning resource the auditory learning has a huge emphasis on the education procedure. The target audience needs to be educ ated verbally explaining to them each and every detail of the preventative measures in excruciating detail to the parents in person with preferably demonstrative sessions (Bastable, 2016). Symptoms of DKA should also be included in the learning program to ensure that the parents recognize the early signs and act accordingly. References: Evans, K. J., Thompson, J., Spratt, S. E., Lien, L. F., Vorderstrasse, A. (2014). The implementation and evaluation of an evidence-based protocol to treat diabetic ketoacidosis: a quality improvement study.Advanced emergency nursing journal,36(2), 189-198.Joshi, K. K., Bastable, S. B. (2016). Essentials of patient education. Jones Bartlett Publishers.

Thursday, November 28, 2019

Taming of the ShrewShakespeare Analysis Paper Essay Sample free essay sample

The sixteenth century drama. Taming of the Shrew by William Shakespeare and the modern film 10 Thingss I hate about you are analogous to each other in many ways. They have really similar characters names and their behaviours. similar secret plans. and subjects. The characters are really similar to each other because in Taming of the Shrew. the chief character’s name is Katarina and in 10 Thingss I hate about you the chief character’s name is Katherina. or Kat for short. Katarina and Katherine are both good known as the â€Å"shrew† of the secret plan. Both of their households come from a household with nice sum of wealth. This is shown in the film because you can state by the scene of their house that they live in a really big vicinity and in the film. Katharina lives in a Roman Villa about. Although. they have really similar names and live in the same type of environment. We will write a custom essay sample on Taming of the ShrewShakespeare Analysis Paper Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page they are besides viewed negatively by society. Kat from the film is represented as anti-social. flagitious. and really blunt. Katharina from the drama is violent and normally ends up shouting and shouting at people. They both have a bad repute with people of their communities. Following. the tamer of the â€Å"shrew† in the drama is Petruccio. while the tamer in the film is named Patrick or Pat. for short. Katherine and Katarina both have a sister named Bianca. who is good known as outgoing and popular. The dad’s of the â€Å"shrews† from the film and the drama are besides really much alike. Walter. the pa from the film does non let Bianca to day of the month until her older sister Kat day of the months. In the drama. the pa. Baptista. wants Katharina to get married first before Bianca does. which is a household tradition to them. In the drama. Lucentio is the male child who finds Petruccio to chasten Katharina. so that he is able to get married her younger sister. Bianca. While in the film Joey is the male child who is trying to day of the month Bianca. but can’t. because of her father’s regulation. In the film. Cameron is the male child who tries to day of the month Bianca every bit good. The drama and film have the exact same secret plan. The secret plan would be that Bianca is non allowed to date/marry until her older sister Katharina/Kat dates or marry foremost. Which is either a household tradition or a regulation set up by their male parent. which must be obeyed. Since the drama and film have a similar secret plan. the subjects are similar as good. One similar subject they have is camouflage. For illustration. in the film when Cameron pretends to cognize Gallic merely to tutor Bianca to acquire to cognize her better. And once more in the film when. Patrick pretends to wish Kat because he gets paid for it. In the drama. Lucentio disguises himself as Cambio and pretends he knows how to talk French. Another subject would be how a male dominate society are able to chasten the adult females. which is done in both of the drama and film because at the terminal of the narratives. both Kat’s end up being tamed. Kat from the film eventually discovers that Pat truly does love her and they end up dating. while in the drama. Katharina becomes an obedient married woman. There are really few necessary differences between the film and the drama to suit the different clip periods. In 10 Thingss I hate about you. there are adequate difference to suit modern society. for illustration. the film ends with Kat and Pat dating because they would be excessively immature to acquire married in today’s society. Another difference is that Petruccio and Pat â€Å"tame† the Kat from the drama and film in different ways. Petruccio in the drama is really disrespectful toward Katharina because he ends up hungering her and striping her of slumber. Pat from the film does the entire antonym ; he loves her and is ever nice to her in order to win her bosom. Although. both of their â€Å"taming† method’s worked. Petruccio’s manner of chastening Katharina would non be acceptable in today’s society. so that is why they are different.

Monday, November 25, 2019

Free Essays on Political Opinion Shaping Military Action

â€Å"A Century of War: How Public Opinion Has Shaped American Military Actions in the 20th Century† Clifton W. Lemoine II The 20th century marked a significant turning point in world affairs. Significant changes in culture, technology, and diplomacy highlight this century. Great triumphs of human ingenuity such as the first manned aircraft and the Model T gave way to some of the worst tragedies the world has ever seen. These tragedies, in the form of two world wars and several smaller conflicts, gave rise to the United States’ stance as the world’s premier superpower. The United States could not have played such a vital role in these conflicts without support from its people. As technology and education has grown and advanced, so has public opinion in the United States. Public opinion in the 20th Century has been crucial to U.S. military involvement in all of its military conflicts. At the turn of the 20th Century, America had a strong stance of isolationism in world affairs. Americans were hesitant and even unwilling to get involved with the affairs of European countries. This isolationism caused America to announce its neutrality as the first shots were fired in World War I. As one delves further into the cause for isolationism, it becomes clear that the war held different meanings for different interest and ethnic groups. Many Irish and Eastern European immigrants had grievances against some of the allied powers and were unwilling to sacrifice lives for such an unworthy cause. Interests groups such as the Progressives, suffragettes, and prohibitionists were interested only in their causes, seeing the war as nothing more, if anything, than a way to promote their own agendas. This sense of seclusion from the rest of the world was compounded by President Woodrow Wilson’s anti-interventionist policy of strict neutrality. As the war went on, American sentiment changed as news was relayed of events abroad. T... Free Essays on Political Opinion Shaping Military Action Free Essays on Political Opinion Shaping Military Action â€Å"A Century of War: How Public Opinion Has Shaped American Military Actions in the 20th Century† Clifton W. Lemoine II The 20th century marked a significant turning point in world affairs. Significant changes in culture, technology, and diplomacy highlight this century. Great triumphs of human ingenuity such as the first manned aircraft and the Model T gave way to some of the worst tragedies the world has ever seen. These tragedies, in the form of two world wars and several smaller conflicts, gave rise to the United States’ stance as the world’s premier superpower. The United States could not have played such a vital role in these conflicts without support from its people. As technology and education has grown and advanced, so has public opinion in the United States. Public opinion in the 20th Century has been crucial to U.S. military involvement in all of its military conflicts. At the turn of the 20th Century, America had a strong stance of isolationism in world affairs. Americans were hesitant and even unwilling to get involved with the affairs of European countries. This isolationism caused America to announce its neutrality as the first shots were fired in World War I. As one delves further into the cause for isolationism, it becomes clear that the war held different meanings for different interest and ethnic groups. Many Irish and Eastern European immigrants had grievances against some of the allied powers and were unwilling to sacrifice lives for such an unworthy cause. Interests groups such as the Progressives, suffragettes, and prohibitionists were interested only in their causes, seeing the war as nothing more, if anything, than a way to promote their own agendas. This sense of seclusion from the rest of the world was compounded by President Woodrow Wilson’s anti-interventionist policy of strict neutrality. As the war went on, American sentiment changed as news was relayed of events abroad. T...

Thursday, November 21, 2019

Large Animals Rescue Research Paper Example | Topics and Well Written Essays - 5000 words

Large Animals Rescue - Research Paper Example yday tasks ensured that their safety and well-being was a priority for humans, which led to the development of large animals rescue procedures from an early age. For example, the first equine ambulance in Massachusetts in 1876 was complete with a crude sling. Today, animals no longer play the part in our lives that they used to. Once one of the most pivotal parts of our work life, the American culture has now categorized them as mere companions. Although still a food source, they no longer hold a central role in our day. This decline led to decreased developments in rescue programs. One of the clearest indications would be the shutting down of Harvard University’s veterinary hospital. They were deemed unnecessary as cars were more readily available. However, that does not mean that animals still do not have some degree of dependence on humans. Even today, situations can arise where human assistance is crucial and today’s methods enable us to carry out a rescue with less risk and more efficiency. Due to the developments in technology, we can shift or even lift the animals. Before these developments, an owner who found himself in a predicament where their horse or other animal required human assistance, like if it was stuck in mud, would be forced to seek out help from friends and neighbors alike in order to get the horse out. Back then, the tools of choice being ropes, winches or tractors, there were chances of injury or even the death to the owner and the animal especially without the training that was required to carry out the rescue. However, such events, though not a common occurrence, are still a possibility today. On the other hand, many owners are more likely to call the police with the conjecture that the authorities will be able to handle the situation effectively. An informal survey by Technical Large Animal Emergency Rescue of law and fire service personnel by the authors uncovered that only a meager 5% have basic knowledge about the handling of

Wednesday, November 20, 2019

Brown Fields Essay Example | Topics and Well Written Essays - 1250 words

Brown Fields - Essay Example The Brownfield Program by the EPA was put in practice 1995. It has grown into a results-oriented program which has changed the way contaminated property is often taken to be. The Program was intended to empower communities, states, and other stakeholders in redevelopment of the economy to work together in an appropriate manner in order to assess, prevent, sustainably reuse, and safely clean up Brownfields (EPA). The Brownfields Program offers monetary and technical backing for activities in Brownfields through approaches that are based on four major goals. One goal is to protect the environment and address Brownfields in order to sustain safety. The second goal is to promote partnerships, enhance partnership and communication important to ease cleanup and reuse of Brownfields. Thirdly, the program aims to strengthen the marketplace, provide monetary and technical support to boost the private market. Finally, they program aims at sustaining the reuse and redevelopment of Brownfields to improve communities’ long-term quality of living (EPA). It is projected that there are over 450,000 Brownfields within the U.S (EPA). Reinvesting in these Brownfields and Cleaning up the properties increases home and neighboring tax bases, aids growth of jobs, makes use of existing infrastructure, takes off development pressures, and also protects and improves the environment (Hersh, Morley and Schwab). At first, EPA offered little amounts of money to the local governments that started many two-year Brownfield steering projects. The Brownfields Law has extended EPAs support by offering new tools for the private and public segments so as to encourage sustainable cleanup and reuse of Brownfields. There are a number of Brownfields grants that serve as the basis of Brownfields Program by the EPA (Hersh, Morley and Schwab). The grants support recovery efforts by backing environmental assessments, clean-up, and training activities for

Monday, November 18, 2019

The concept of trust Essay Example | Topics and Well Written Essays - 750 words

The concept of trust - Essay Example To the extent, this expectation is present, there is also risk factors that the other person may not be able to stand up to the expectations. Herein lays the risk in trust dealings. It is seen that trust is all encompassing both in organizational and personal interactions. In a nurse-provider setting it is seen in the range and diverse functions that are being carried out by the service provider towards the care and welfare of the patient. The concept of trust is present in all areas of human endeavor where there is need for one person to place trust on another, for the performance of services or actions and it is more so in the cases of nursing services where the duty of caring and saving human lives are concerned. Definition: A trust could be said to be a basis of relationship between one person and another in terms of the firm belief of the veracity, genuineness and worthiness of the relationship between one people with another. The basis of trust could therefore, be in terms of a bonding relationship between one person and another based upon the fiduciary trust between the persons. However, in the context of nursing trust, it could be defined to be the bond that exists between the client and the health care service provider. In other words, in the case nurse-client trust, the trust between the members of the immediate family of the client, or even the client himself, could be defined to be a process, which comprises of different strata’s, some of them of an evolutionary nature that exists between the client and the provider that is based on the foundation of mutual beliefs, understandings and intentions. â€Å"These six characteristics of trust between family and health care provider were identified regardless of patient age, patient condition, health care provider, health care situation, and health care setting.† (Lynn-sMcHale & Deatrick. 2000, 210-230). We shall

Friday, November 15, 2019

Usage Of Newspaper In English Teaching English Language Essay

Usage Of Newspaper In English Teaching English Language Essay Over the last three decades, major changes have taken place in the English language teaching methods, especially in second and foreign language learning scenario. This paper aims at analyzing the importance of usage of newspaper and magazines in the classroom and finding the ways on how to use print media. The classroom becomes a multidimensional environment. It is difficult for the teachers to manage this multidimensional environment. It is essential for them to make the students able to use the news paper and at the same time deal with other activities such as researching for information from books and magazines. The following issues are open for discussion: the importance of media in general and education in particular; media are persuasive and pervasive, example newspapers and magazines. The possibilities of interactive or student-centered approaches to teach writing skills in English through newspaper and I review basic procedures common in English Language Teaching to design ta sks for literary study will be discussed. Such tasks I suggest, newspapers can definitely supplement the traditional lectures. Keywords: Teaching English, use of print media, newspapers, language acquisition. 1. Newspapers in the classroom Newspapers are easy to be brought in the class in different subjects and courses, especially in geography, history, literature, language classes, etc. Some of them have valuable information for these subjects, but we should know how to find this information. Many libraries have systems of classification according to the topics and issues and we can easily find our way in searching this information. If not we would spend a lot of time to find something. It is often said that academic success starts at the library. There are different purposes and ways for using newspapers in language classroom. They may be used for the culture they transmit. The more widely students read, the greater their understanding of this cultural meaning will be. They may also be used for reflecting changes in the language as well, and in doing so, helping students and teachers keep up pace with such changes. Most newspapers are linguistically up-to-date and provide valuable linguistic data. They may be used fo r the wide variety of text types and language styles, not often found in textbooks. At the same time, newspapers provide a natural source of many of the varieties of Written English that become very important to students, and valuable for language study as the students progress. So, they may be used as supplementary material and examples in Text Analysis, Academic Writing, Stylistics, Semantics, etc. while analyzing different types of texts. The variety of subjects and topics makes newspapers interesting and motivating for the students to work with. Newspapers report real-life events, and this arouses students curiosity. Newspaper-based activities in the classroom may engage students in enjoyable activities and encourage their further reading. Newspapers are an invaluable source of authentic materials. The more students read, the more they want to explore. People learn through reading, and reading about interesting new things in ones interest subject, undoubtedly helps motivation. (Paul Sanderson, 2002) Newspapers are also a great source for ESP teachers. They can be used as teaching materials to develop students language skills. They can be used effectively with a wide range of levels from Elementary to Advanced, either interpreting them or using them as they are. Some newspapers are easy to read, easy to use. The committed teachers can design exercises to develop reading comprehension, critical thinking skills, writing skills, grammar skills, vocabulary, map/chart reading skills, geography skills, social study skills and more. Having a lot of newspapers and information the teachers should be careful with the way how to organize a certain activity using them. So, they are particularly suitable for mixed-ability classes, depending on the activity, questions, etc. In planning a lesson using a newspaper, the teacher should take into consideration the length of the article, paragraph, the complexity of the language, the density of information, the subject-matter and content, the time a vailable and the level of the students. Nowadays, we are living in a period of rapid technological changes in mass communications. Through Internet, we are now able to access thousands of newspapers and magazines worldwide. Internet has increasingly become a major source of newspapers and magazines for language teachers; just find the web site and click. But we should be very careful in choosing suitable newspaper materials to use with our students. It is helpful to bear in mind these questions: à ¢Ã¢â€š ¬Ã‚ ¢ Will my students find the materials interesting? If yes, they will raise students motivation. If no, the students will be frustrated. à ¢Ã¢â€š ¬Ã‚ ¢ Are the materials appropriate for their level of knowledge? If they are too difficult to be understood, students will be discouraged. Otherwise their level of understanding would be O.K. à ¢Ã¢â€š ¬Ã‚ ¢ Are the materials appropriate for the students in terms of language level? Choose more challenging materials, choose materials where the language level is suited to the level of students, and choose tasks that can be done by the students at a certain level. à ¢Ã¢â€š ¬Ã‚ ¢ Should I use only materials from todays newspapers? The answer is yes and no. à ¢Ã¢â€š ¬Ã‚ ¢ Lessons take time to prepare. The schedules of the teachers are periodically busy. Once we find an interesting material, we may use it over and over again, avoiding articles or news mentioning dates or topical events, data for well-known personalities, etc. Another very important issue about newspaper use is materials collection. It is an on-going process and worth doing it. Choosing and collecting short articles, weather forecast, advertisements, headlines, etc. is a hard task, but we may use them at a later time and more than once for different students. So, it is necessary to be very careful in organizing newspaper materials. Once we start collecting them we should begin thinking to organize them, put under certain categories, systematize them, etc. Everyone has experienced many times the frustration when he/she knows that he/she has that piece of information but does not remember where he/she has put it. It is good to categorize the materials under certain titles, headlines, advertisements, etc. or under topic titles, sport, cinema, relationship, according to language level of students, etc. Of great importance are the use of the photographs and illustrations. We should be careful to prepare these materials in good quality to use them again and again, and with every passing year we create folios and enrich them, then photocopy what we want for students use. We should not avoid using newspapers in the classroom only thinking that they are difficult for our students. It is true that the language there is difficult, but after all it is authentic. There are several ways of making newspaper materials usable for the various levels of students, by selecting interesting newspapers and the students will be interested in reading them and would skip some difficult expressions. A very important thing that enhances success in using newspapers in the classroom is the careful design of tasks. Grade the task not the material is a well-known maxim in langua ge teaching. In spite of the difficulty of the texts, the task should suit the level of students, this is more important than the difficulty of the text. The involvement of students in pre-activity, while-activity preparation techniques, in the selection of materials and in carefully designing the tasks are the key to success. Here are some pre-activity and while-activity preparation techniques that can be used in combination with one another: (Paul Sanderson, 2002) à ¢Ã¢â€š ¬Ã‚ ¢ Give the students the materials before the lesson, ask them to look for vocabulary at home à ¢Ã¢â€š ¬Ã‚ ¢ Explain any key vocabulary in the materials à ¢Ã¢â€š ¬Ã‚ ¢ Summarize the newspaper item à ¢Ã¢â€š ¬Ã‚ ¢ Ask the students to brainstorm what they know about the newspaper item à ¢Ã¢â€š ¬Ã‚ ¢ Tell the students the headline and show any accompanying photograph à ¢Ã¢â€š ¬Ã‚ ¢ Before reading, write on the board and explain key vocabulary à ¢Ã¢â€š ¬Ã‚ ¢ Ask the students to predict the story-line à ¢Ã¢â€š ¬Ã‚ ¢ Allow your students to use a dictionary during the activity à ¢Ã¢â€š ¬Ã‚ ¢ Encourage your students to go for the overall meaning of a text, rather than to understand every word à ¢Ã¢â€š ¬Ã‚ ¢ Encourage your students to bring to their reading their own world knowledge à ¢Ã¢â€š ¬Ã‚ ¢ Try to help the students in understanding the grammatical complexity of the text, facilitate to assimilate the density of information, guess the low-frequency vocabulary, etc. The newspaper activities might be a lot, interesting and multidimensional. They might be about the headlines, headline combinations, articles, categorizing articles, news flash, putting it back together, exchanging the news, ranking articles, press conference, filling in the gaps, news in brief, photographs, predicting photographs, famous faces, photo stories, moving pictures, putting the picture in the story, advertisements, classifying adds, role-plays ads, job interviews, horoscopes, problem page letters, TV guides, cartoons and strip cartoons, acting out cartoons, strip cartoon stories, weather forecast, predicting the weather, matching weather forecasts, newspaper reading corner, find someone whoà ¢Ã¢â€š ¬Ã‚ ¦ special interest groups, newspaper puzzles, crosswords, and many others. 2. Magazines in the Classroom There are different kinds of magazines. According to a questionnaire done with high school and university students most of them mentioned that they liked to read mostly political, scientific, fashion, cultural, entertaining and sport magazines. This interest of the university and high school students should be exploited by the teachers to up-date their teaching materials and break the monotony of the lesson by using always the textbooks. As with newspapers, magazines are resources for different subjects, cutting out pictures and passages associated with particular topics. Magazines are also sources in language development in providing pictures to stimulate verbal or written stories. For example, they may be used for introducing colors and clothes, means of transport, short stories, stimulating picture discussions and for other supplementary materials as well, which cover a topic that may be under discussion in a language class. As for the ways how to use magazines in the classroom we can refer to the ideas and clues given for the newspapers. Both newspapers and magazines have a lot of things in common.

Wednesday, November 13, 2019

Animals Are Good Essay -- essays research papers

cures await discovery. Although the list is pretty much endless, here are some examples, by decade, including the main species used that were crucial to the discovery: Pre-1900: Treatment for rabies (dogs, rabbits), smallpox (cows), anthrax (sheep). 1900s: Cardiac catheterization techniques (dogs, rabbits), treatment for rickets (dogs). 1920s: Discovery of insulin (dogs). 1930s: Development of modern anesthesia (dogs), prevention of tetanus (horses), development of anticoagulants (cats). 1940s: Treatment of rheumatoid arthritis (rabbits, monkeys), discovery of the RH factor (monkeys), prevention of diptheria (horses), antibiotics (rats, mice, rabbits, etc), treatment for whooping cough (pigs and rabbits). 1950s: Prevention of polio (rabbits, monkeys, rodents), discovery of DNA (rats and mice), development of open-heart surgery and pacemaker (dogs), development of cancer chemotherapy (monkeys, rabbits and rodents). 1960s: Development of lithium treatment (rats and guinea pigs), prevention of rubella (monkeys). 1970s: Prevention of measles (monkeys), treatment for leprosy (monkeys, armadillos), heart bypass surgery (dogs). 1980s: Development of monoclonal antibodies for treating diseases (mice, rabbits), organ transplant advances (dogs, sheep, cows and pigs). 1990s: Laproscopic surgical techniques (pigs), breast cancer genetic and environmental links (fruit flies, mice and rats), gene therapy for cystic fibrosis (mice and primates). It is often hard to c...